NHS CHC Screening · Council Means Test · Deferred Payment — free to start
Could the NHS pay your care home fees in full?
Free NHS CHC eligibility screening, council means test calculation, and Deferred Payment guidance — across all 152 local authority areas.
Free to start. Detailed report available for £69 if you want the full picture.
Free quick check
How long will the savings actually last?
Most families spend weeks researching homes, then discover the financial reality too late. Enter a postcode and see your personal funding timeline in under a minute.
- How many months of self-funding remain at current savings
- The weekly shortfall once council funding starts
- Whether NHS CHC could eliminate these costs entirely
Not sure what care costs in your area? Check our care costs 2026 by region first, then return here to run the means test calculator and check CHC eligibility for your council area.
Based on MSIF 2025–26 official council rate data · Not financial advice
“Many families pay full care home fees without realising they may qualify for NHS Continuing Healthcare. The Funding Guide identifies potential eligibility and explains how to apply — including what evidence to prepare.”
— Based on report methodology
How your options compare
Three ways to screen funding routes — and what each involves
Free screening indication — or the complete picture
How Families Have Used This Assessment
“The screening flagged an NHS funding route we'd assumed wasn't relevant to us. Worth asking formally — we wouldn't have known to.”
— Patricia W., Oxfordshire“The evidence checklist section was the most useful part. We'd never have known which paperwork to gather before the formal assessment.”
— Robert H., Hampshire“Ten minutes to understand a situation we'd been circling for weeks. The council-specific rates meant it felt like it was actually about our situation, not a generic guide.”
— Linda C., HertfordshireLess than half a day of care home fees
One assessment covers all three options. Start free, upgrade if you need more.
Free Check
See where you stand. Screening indication for NHS funding, council support, and Deferred Payment.
- CHC screening indication
- Council funding likelihood
- Potential savings estimate
- 7-day access
- —Detailed analysis & projections
- —Personalised action plan
- —Ready-to-send letters
- —Evidence preparation toolkit
Funding Guide
The complete picture. Detailed analysis, 5-year projections, and a step-by-step plan.
- Everything in Free, plus:
- Full CHC analysis with domain breakdown
- Means test calculation to the penny
- 5-year financial projections
- Expert analysis in plain English
- PDF export to share with family
- 90-day access
- —Ready-to-send letters
Funding Expert
Know your results — need help acting on them? The same preparation a £3,000+ advocate provides, delivered instantly.
- Everything in Funding Guide, plus:
- 6–8 personalised letters to GP, ICB, and council
- Evidence checklist for each care domain
- 8-week action plan with deadlines
- Interactive evidence simulator
- Your area’s NHS statistics and ICB contacts
- Retrospective review screening
- 365-day access
What makes the Action Pack different?
Everything a care funding specialist would prepare — for less than one hour of a solicitor's time.
Sample: Letter to NHS Integrated Care Board
Dear [ICB Name],
I am writing to formally request a Continuing Healthcare assessment for [Patient Name] under the National Framework for NHS Continuing Healthcare and NHS-funded Nursing Care…
Each letter is personalised with your family's care needs, medical evidence, and your local ICB's submission requirements.
Your 8-week action plan
A private care funding advocate charges £3,000–£4,000. The Action Pack provides the same structured preparation — letters, evidence, timeline — for £199.
The difference: ours is delivered instantly. Theirs takes 4–6 weeks to start.
This is an information service, not financial or legal advice. Always consult a qualified adviser before making financial decisions about care funding.
Want to check typical fees before calculating? Care home costs by region 2026 · Dementia care costs · Nursing home costs & FNC · Top-up gap checker
Understand the rules first? How the means test works — with worked examples · Do I have to sell the house? · Deprivation of assets rules
A clear picture of your funding — in 10 minutes
A clear picture of your funding options. Free to start, with a detailed report available if you want the full analysis.
- Same framework used by NHS ICBs
- Delivered to your inbox within minutes
- 30-day money-back guarantee
Free screening indication. Complete report: £69 one-time.
This is an information service, not financial or legal advice. Always consult a qualified adviser before making financial decisions about care funding.
Important: This is an information service, not financial or legal advice. Formal eligibility is determined by your local authority or NHS Integrated Care Board. For CHC, this is a screening indication only: a positive checklist indicates a full assessment may be needed, not automatic eligibility. Always consult a qualified financial adviser before making decisions about care funding. RightCareHome is not regulated by the Financial Conduct Authority.