How accurate is the funding assessment?

Our assessment uses the official NHS Decision Support Tool and Local Authority means test frameworks. When tested against 1,200 actual CHC decisions, we matched the official outcome in approximately 90% of cases.

What funding types does the calculator cover?

The calculator assesses eligibility for NHS Continuing Healthcare (CHC), Local Authority funding, and Deferred Payment Agreements (DPA). It covers all 152 Local Authority areas in England.

How long does the assessment take?

The assessment takes approximately 10 minutes to complete, divided into three sections: health needs (3 minutes), financial details (4 minutes), and property circumstances (3 minutes).

What if I do not qualify for funding?

Even if you are unlikely to qualify for NHS or council funding, the report provides valuable clarity about your financial position, including often-overlooked options like Deferred Payment Agreements and property protection strategies.

Is there a money-back guarantee?

Yes, we offer a 30-day money-back guarantee. If you do not find the report helpful, contact us for a full refund with no questions asked.

Based on 1,200 real CHC cases

Care funding eligibility assessment

Check whether you may qualify for NHS Continuing Healthcare, council funding, or Deferred Payment Agreements. Our assessment uses official criteria, validated against actual funding decisions.

10-minute assessment

Validated methodology

30-day refund guarantee

Start your assessment

£19.99 one-time • PDF report delivered instantly • Covers CHC, Council funding, and DPA

256-bit encryption

Instant delivery

30-day refund guarantee

How our assessment works

Based on Official NHS and Local Authority Criteria

Our assessment applies the same frameworks used by NHS Integrated Care Boards and Local Authority assessors—the Decision Support Tool for CHC and means test for council funding.

~90% Accuracy

Validated against 1,200 actual CHC decisions from UK councils.

All 152 Local Authorities

Covers every Local Authority area in England with current contact details.

2025 Thresholds

Updated with latest LAC(DHSC)(2025)1 guidance and current means test thresholds.

35+ Disregards Included

Comprehensive income and asset exemptions built into the calculation.

About care funding

Understanding your funding options

Care funding involves several different frameworks and criteria. Our assessment helps clarify which may apply to your situation

Substantial documentation to interpret

The NHS Continuing Healthcare Framework spans 80+ pages of technical guidance. Understanding the Decision Support Tool domains and how they apply to individual circumstances requires careful analysis.

Time-intensive research

Researching eligibility typically requires 20+ hours across NHS, Local Authority, and government websites—often whilst managing immediate care needs.

Support often overlooked

Many families begin paying privately without checking eligibility for NHS Continuing Healthcare or council funding. In some cases, this support can cover substantial costs—in full for CHC, or partially for means-tested council funding.

How it works

Three Sections—Approximately 10 Minutes

Health needs (3 minutes)

Questions based on the NHS Decision Support Tool domains: cognition, behaviour, mobility, nutrition, continence, and other health needs.

Financial details (4 minutes)

Capital and income assessment for the Local Authority means test. Includes calculations for the 35+ statutory disregards and exemptions.

Property and circumstances (3 minutes)

Property disregard eligibility and Deferred Payment Agreement assessment. Clarifies whether your property may be excluded from the means test.

Your report

What the Report Includes

PDF assessment delivered to your email within 60 seconds.

£19.99

Quick Assessment

Eligibility indication for CHC, Council funding, and DPA

£119

Professional Report

Detailed assessment with next steps and documentation guidance

CHC Eligibility Assessment

Likelihood indication (Low / Moderate / High)
Which Decision Support Tool domains apply
Evidence typically needed for applications

Local Authority Funding Analysis

Means test calculation based on your circumstances
Property disregard scenarios
Deferred Payment Agreement eligibility

Next Steps

Forms to request from your Integrated Care Board
Typical timeline for the assessment process
How to prepare for a multidisciplinary team meeting

Additional Guidance

Backdating: when claims can be made retrospectively
Property considerations and protection options
When specialist legal advice may be helpful

What families say

How Families Have Used This Assessment

I use this with clients regularly. The council database is comprehensive, and the accuracy has matched official assessments in most cases I've compared. A useful tool for initial guidance.

Used by advisors

marketing:funding.testimonials.testimonial1.name

James Richardson

Independent Care Advisor

The assessment showed we might qualify for CHC funding. We followed up with our ICB as the report suggested, and after the formal assessment process, NHS funding was approved. The report helped us know what to ask for.

CHC funding approved

marketing:funding.testimonials.testimonial2.name

Margaret Davies

Birmingham

I'd spent weeks trying to understand the government guidance. This gave me a clear summary of our likely position in 10 minutes. The next steps section was particularly helpful.

Clear guidance

marketing:funding.testimonials.testimonial3.name

Susan Roberts

Leeds

No risk—30-day money-back guarantee

If the assessment doesn't genuinely help you understand your funding options, we'll refund you in full. No forms, no questions, no hassle.

30-Day Money-Back Promise

Full refund if the report doesn't help—just email us, that's all

Secure Payment

256-bit encryption for all transactions

Instant Delivery

PDF report delivered within 60 seconds

What the Assessment Covers

Comprehensive eligibility check across NHS Continuing Healthcare, council means test, and Deferred Payment Agreements

Manual research

Our assessment

CHC eligibility check

Requires reading 80-page framework

Based on Decision Support Tool domains

Council means test

Complex calculation with many variables

Automated calculation with 2025 thresholds

Property disregard assessment

Multiple scenarios to consider

Clear explanation of your situation

Deferred Payment eligibility

Separate research required

Included in assessment

Next steps guidance

Varies by source

Specific to your Local Authority

Backdating information

Often overlooked

Included where relevant

Cost

Time

20+ hours typical

£19.99

One-time

Understanding NHS Continuing Healthcare

If care needs are primarily health-related rather than social, NHS Continuing Healthcare may cover care home costs. It's worth understanding whether this might apply to your situation.

Potential full funding

NHS Continuing Healthcare can cover care costs where health needs are the primary factor

Eligibility guidance

We help assess whether it may be worth applying based on the care situation

Independent assessment

Our analysis is the same regardless of funding outcome

Common questions

Questions about the assessment

Information about how the funding assessment works

Understand Your Funding Position

Assessment covers NHS Continuing Healthcare, council funding, and Deferred Payment Agreements—the main routes to care funding support

89.7% accuracy when validated against 1,200 actual decisions
PDF report delivered within 60 seconds
30-day money-back guarantee
Bank-level encryption and UK data processing