Nursing Home Cost Calculator 2026
Average nursing home fees in England run £1,465/week — but your region can shift that by £500 or more. See costs for your area below, then use the full calculator to find how long your savings will last.
Nursing home fees by region — England 2025–26
Average weekly self-funder fees for nursing care. Based on registered nursing home fee data across all nine English regions. Actual fees at individual homes vary — these are reliable starting estimates for financial planning.
| Region | Nursing care | After FNC (−£235.88/wk) | Calculate for this region |
|---|---|---|---|
| South East | £1,695/wk | £1,459/wk | Calculate → |
| London | £1,680/wk | £1,444/wk | Calculate → |
| South West | £1,546/wk | £1,310/wk | Calculate → |
| East of England | £1,530/wk | £1,294/wk | Calculate → |
| North West | £1,400/wk | £1,164/wk | Calculate → |
| West Midlands | £1,400/wk | £1,164/wk | Calculate → |
| Yorkshire and the Humber | £1,400/wk | £1,164/wk | Calculate → |
| East Midlands | £1,370/wk | £1,134/wk | Calculate → |
| North East | £1,160/wk | £924/wk | Calculate → |
| England average | £1,465/wk | £1,229/wk | Calculate → |
FNC = NHS Funded Nursing Care contribution (£235.88/wk, 2025–26). Applies only if a registered nurse assessment confirms a nursing need. The NHS pays this directly to the home — it reduces your net cost but does not cover the full fee.
How long will your savings cover nursing care?
Enter your postcode and savings in the full calculator to see your savings runway, the weekly top-up gap after the council starts contributing, and whether NHS Continuing Healthcare could cover the fee entirely.
Opens pre-filled with the England nursing average (£1,465/wk) — adjust for your region or a specific quote
Common questions about nursing home costs
How much does a nursing home cost per week in England in 2026?
Average nursing home fees range from £1,160/wk in the North East to £1,695/wk in the South East (2025–26). The England average is approximately £1,465/wk. Your region matters — using the wrong figure can shift your savings runway by years.
What is NHS Funded Nursing Care (FNC) and how much is it?
FNC is an NHS contribution of £235.88/week (2025–26) paid directly to nursing homes for residents with a registered nursing need. It reduces your net weekly cost but does not cover the full fee. To receive it, a registered nurse must confirm that your relative needs nursing care.
Why is nursing care more expensive than residential care?
Nursing homes must employ registered nurses around the clock as a condition of CQC registration. That staffing requirement typically adds £200–350/wk compared with residential care. If a person’s primary need is health-related, NHS Continuing Healthcare (CHC) may fund the entire fee with no means test.
What is the difference between NHS CHC and NHS Funded Nursing Care (FNC)?
CHC pays the entire nursing home fee — no means test, no family contribution — when the primary need is a health need. FNC is a partial NHS contribution (£235.88/wk) for residents whose primary need is social care, not health care. CHC is all-or-nothing; FNC is a top-up. A clinical eligibility assessment determines which applies.